Toronto housing market’s downturn may have an upside

Toronto housing market’s downturn may have an upside

GTA home sales are down, but may be more short-term bump than long-term correction. Royal LePage CEO Phil Soper says that, like a lot of chief executives, he is prone to optimism. But that didn’t stop him from calling Toronto the least healthy housing market in the...
First time home buyer benefits: 3. Land Transfer Tax Rebate

First time home buyer benefits: 3. Land Transfer Tax Rebate

Land Transfer Tax Rebate   1.  What is the Land Transfer Tax Rebate? The Land Transfer Tax Rebate is another tax credit available to first time homebuyers in Ontario, British Columbia, and Prince Edward Island. Each province has its own rules about who is...
First time home buyer benefits: 2. GST/HST New Housing Rebate

First time home buyer benefits: 2. GST/HST New Housing Rebate

GST/HST New Housing Rebate 1.  What is the GST/HST new housing rebate? If you buy your home before it’s built, or if you substantially renovate an existing home, you could qualify for a rebate a portion of the sales tax. The amount of the GST/HST new housing rebate...
First time home buyer benefits: 1. RRSP Home Buyers’ Plan

First time home buyer benefits: 1. RRSP Home Buyers’ Plan

RRSP Home Buyers’ Plan 1.  What is the Home Buyers’ Plan? The Home Buyers’ Plan (HBP) is a program that allows you to withdraw up to $25,000 in a calendar year from your registered retirement savings plans (RRSPs) to buy or build a qualifying home for yourself...
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